The Benefits of Medicare Advantage Plans

Medicare Advantage plans, or Medicare Part C, are an alternative to Original Medicare. They combine Parts A and B into one plan.

Wondering if Medicare Advantage plans are worth it? Our team at AssociatesMD is here to help. We offer Medicare patient navigation services in Plantation, Davie, Pembroke Pines, Weston, Margate, Dania Beach, and Ft. Lauderdale, Florida.

If you’re eligible, Medicare Advantage plans provide a range of options to suit your needs. They could be a good alternative if you’re looking for additional benefits, cost predictability, and a focus on preventive care. Here are a few of the biggest benefits of Medicare Advantage plans.

Medicare Advantage plans offer expanded coverage options

Medicare Advantage plans go beyond the basics of Original Medicare, and many include coverage for dental, vision, and hearing services. 

These services are not part of standard Medicare and often represent significant out-of-pocket costs, making coverage with a Medicare Advantage plan a significant benefit. 

Plus, Medicare Advantage plans commonly bundle in prescription drug coverage (Part D). That means you don’t need to buy a separate plan, which simplifies medication management and often reduces costs.

Medicare Advantage plans emphasize preventive care

Medicare Advantage plans focus on preventive care, making them a great option for those who want to maintain their health and catch potential issues as early as possible. 

Many plans offer no-cost wellness programs, annual checkups, and preventive screenings to detect conditions like diabetes, high blood pressure, or high cholesterol.

Some Medicare Advantage plans even include fitness benefits like gym memberships or wellness resources, which can help you maximize overall wellness and lower your risk of future health complications.

Medicare Advantage plans make out-of-pocket costs more predictable

Unlike Original Medicare, Medicare Advantage plans typically include an annual cap on out-of-pocket expenses. This yearly maximum provides financial protection by capping what you have to pay each year. That can give you peace of mind — especially if you have chronic conditions or frequent medical needs.

After reaching your predetermined limit, the plan covers 100% of your medical costs for the rest of the year, helping to prevent unexpected expenses that could disrupt your budget.

Medicare Advantage plans can come with extra perks

Medicare Advantage plans cover medical care and prescriptions, but they also offer a range of extra benefits that support seniors' quality of life. 

Depending on the plan, you may gain access to perks like transportation services for medical appointments, over-the-counter (OTC) allowances for health-related items, and discounts on wellness products.

Some Medicare Advantage plans also offer telemedicine, which makes it easier to consult with healthcare professionals without leaving home — a valuable option for those with limited mobility or transportation.

Get coordinated and convenient care at AssociatesMD

Medicare Advantage plans often have built-in care coordination services to simplify your healthcare experience. At AssociatesMD, our Personal Healthcare Assistants (PHAs) specialize in helping people with Medicare navigate their options and find the right plan to meet their needs.

From answering questions about coverage options to assisting with plan selection and enrollment, our team is here to help you get the most out of your Medicare Advantage plan. 

Many plans have a healthcare provider network, enabling streamlined communication among doctors, specialists, and pharmacies. This coordinated approach is beneficial when you see multiple providers or if you have health conditions requiring ongoing care.

Ready to explore Medicare Advantage plans and find the right fit for your needs? Take advantage of personalized support we offer at AssociatesMD. Call us at 954-434-1705 or request an appointment online to get started.